products and services
REI Super offers three superannuation offerings:
- REI Super (general)
- REI Super Elite - offered when your balance exceeds $100,000
- REI Super Elite Pension
REI Super
A super fund catering for new starters to retirees. The focus of this Fund is simplicity of choice and options. REI Super provides:- Three diversified and one single sector investment options, plus the flexibility to select any combination of options and switch at any time without a switching fee
- Income protection insurance with a 90 day waiting period and up to two year payment period
- Life and Total and Permanent Disablement Insurance
Investment Options
As a Member, you can choose an investment profile that suits you and change it as your objectives change. REI Super enables you to choose any combination of:
- Super Growth
- Trustee Super Balanced (default)
- Super Stable
- Super Cash
All options are managed by expert fund managers and provided to you at wholesale rates. Importantly, the investment fees reflect the fact that we have over half a billion dollars invested on behalf of our Members.
More information on the options are available at investments.
To self assess which investment option might be appropriate for you please consider this tool
Insurance – Salary Continuance
Under REI Super you are able to insure your ability to earn income. The policy offers after a 90 day waiting period to compensate you for up to 85% of your income in the event of temporary incapacity of up to two years.
Because REI Super covers people employed in property and related industries, the insurance rates are very attractive. Also, the insurance premiums are paid from your account with REI Super, so you have the security of the insurance cover without any impact on your personal cashflow.
More information on the REI Super salary continuance insurance is available on the insurances page or within the fund PDS.
Insurance – Death and Disablement
Through REI Super you are able to obtain insurance for death and total and permanent disablement. As with the salary continuance, the occupation profile and purchasing power of REI Super mean these premiums are extremely attractive.
More information on these policies is available at insurance.
To self assess what level of insurance might be appropriate for you and estimate the premium cost, please consider this tool
For more information on REI Super, please download the Product Disclosure Statement or order a copy by sending us your details by email. 
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REI Super Elite
There comes a time when super becomes more important to you – where you are more likely to notice where it is and how it is working for you. At this time, REI Super is able to provide you with additional resources to ensure that your account is tailored to meet your needs.Based on market feedback, REI Super Elite is made available to all Members with a balance of $100,000 plus. Once you reach this milestone you will be invited to transfer to the Elite service. Transferring to Elite entails no costs and does not change how your money is invested.
REI Super Elite provides you with an additional suite of membership options to allow you to tailor your super to suit your individual needs – whilst removing the headaches, compliance and costs of self administration.
REI Super Elite provides:
- Three diversified and six single sector investment options, plus the flexibility to select any combination of options and switch at any time without a switching fee.
- Salary Continuance Insurance with a choice of 30, 60 or 90 day waiting periods
- Extensive Life and Total and Permanent Disablement Insurance – you can choose a fixed or declining insured value
- A range of retirement pension options to suit your income requirements
Investment Options
As a Member, you can choose an investment profile that suits you and change it as your objectives change. REI Super Elite enables you to choose any combination of:
- Australian Shares
- International Shares
- Australian Property
- Global Property
- Fixed Income
- Super Growth
- Super Balanced
- Super Stable
- Super Cash
All options are managed by expert fund managers and provided to you at wholesale rates. Importantly, the investment fees reflect the fact that we have over half a billion dollars invested on behalf of our Members.
More information on the options are available at investments.
Insurance – Salary Continuance
Under REI Super Elite you are able to insure your ability to earn income. You have the option of selecting a 30, 60 or 90 day wait before the Fund will compensate you for up to 85% of your income in the event of temporary incapacity of up to two years.
Because REI Super covers people employed working in property and related industries the insurance rates are very attractive. Also, the insurance premiums are paid from your account with REI Super, so you have the security of the insurance cover without any impact on your personal cashflow.
As many REI Super Members are employed on commission structures, REI Super insures your three year average income.
For more information please refer to the Guide to REI Super Elite & Elite Pension, or apply using a Salary Continuance Application.
Insurance – Death and Disablement
You are also able to obtain through REI Super Elite flexible insurance on your life for either death or total and permanent disablement, for either a fixed or a declining amount.
For more information on REI Super Elite, please download the Guide to REI Super Elite & Elite Pension or order a copy by sending us your postal details by email. REI Super Elite Pension
When you decide you wish to partially or fully retire, you do not need to leave REI Super! The Fund provides for you to draw on your REI Super account via a pension. REI Super offers two kinds of pensions to Members:
- Transition to Retirement
- Account Based
REI Super will handle the administration and end of year reporting – you simply need to indicate your drawdown requirements (within the specified thresholds).
For more information on REI Super Elite Pension, please download the Guide to REI Super Elite & Elite Pension or order a copy by sending us your details by email. REI Super Elite personal financial advice
When you are ready to take control of your super, REI Super has planners available to assist you in getting the most out of your money.
What is the process?
You will be sent a questionnaire, asking lots of questions about you, your financial and personal goals, your attitude to investing and your financial position. Completion of this is essential for us to make a complete and appropriate assessment of your financial needs. If you have difficulty with this document (and it is long and tedious) we can assist you in completing it over the phone.
Your questionnaire will be evaluated by a licensed financial advisor, who will put together a written report recommending how your account can be personalised and what financial strategies may be beneficial for you to implement. This will be presented to you, in person where possible, within about six weeks from us receiving your personal information.
If you choose to proceed with your recommendations, we can assist you in implementing them.
Why do we do this?
Everyone is different and in order to evaluate which options and strategies are most appropriate for you we need to be able to personalise them.
In addition, it is a legal requirement for the Fund to understand you, your lifestyle and financial needs, before making any recommendation on which you might act.
What if I don’t want to provide personal information?
Personal information is critical in preparing recommendations for you. If you provide no or incomplete information about your situation we may not be able to assist you with advice.
To ensure that you make the most of all the various features and benefits of REI Super Elite, your membership of this category includes an initial one hour consultation with a financial advisor to set up your investment strategy and appropriate insurances.
This initial appointment is complimentary, following which you will have the option to be provided with a personal financial advice and a written report containing your personal recommendations. You will be advised in advance of any costs this might entail.
Ongoing service
Your initial financial plan is subsidised by your membership of REI Super. In time, or should your circumstances change, you may require additional advice. This may range from a plan review to a full formal review and new financial plan. In this circumstance you may be asked to contribute to the cost of the preparation of advice. Any costs would be advised in advance and upfront.
To find out what REI Super Elite can do for you, request a copy of the Guide to REI Super & Super Elite, which includes an application form, by calling REI Super on 1300 13 44 33 or sending us an email