As an employer, staying on top of your superannuation obligations is essential, not just for compliance, but to support your employees’ financial futures. With the end of the financial year behind us, now is the perfect time to double-check that your Super Guarantee (SG) contributions are up to date.
What you need to know
From 1 July 2025, the SG rate increased from 11.5% to 12%. This means that for any salary and wages paid on or after this date, you must apply the new 12% rate, even if the pay period includes days before 1 July 2025.
To remain compliant:
- Pay the correct SG rate for each quarter.
- Pay on time—SG contributions must be received by your employees’ super funds by 28 July for the April–June quarter.
- Pay to the right fund—ensure contributions are directed to your employees’ chosen or default fund.
If you use a clearing house, allow extra time for payments to be processed. Contributions are only considered “paid” once they reach the super fund.
Helpful resources
We’ve made it easy for you to stay on track:
Need help?
Our friendly Business Support Team is here to help you navigate your super responsibilities. Whether you have a question about SG rates, payment methods, or deadlines, we’re just a call or click away.
By staying informed and proactive, you’re not only meeting your legal obligations, you’re also helping your employees build a stronger retirement.
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The information contained in this article does not constitute financial product advice. REI Super does not give any warranty to the accuracy, completeness or currency of the information provided. Although REI Super makes every reasonable effort to maintain current and accurate information, you should be aware that there is still the possibility of inadvertent errors and technical inaccuracies. REI Superannuation Fund Pty Ltd ABN 68 056 044 770, AFSL 240569, RSE L0000314 Trustee of REI Super (ABN 76 641 658 449), SPIN REI0001AU, RSE R1000412. MySuper unique identifier 76641658449129. July 2025.