Article

Make extra super contributions and possibly save on tax before the end of this financial year

posted on 01.06.2026

Four steps to boost your balance before the end of FY 2025/26.

The end of the financial year is a great time to add to your super by making extra before-tax (concessional) contributions.

Complete the below steps to make sure your contributions and notice of intent to claim a tax deduction are counted for the 25/26 financial year. 

Just make sure to submit your Notice of Intent to Claim form to us before 19 June.


Step 1 – Check your contributions

Log in to your Member Online account, open your contributions history, and review what’s been paid and when.

Before-tax (concessional) contributions, including contributions your employer may pay, go into your account before you pay tax on them. When this money lands in your account it’s taxed at 15%.

You can add up to $30,000 – including the contributions from your employer – at this favourable tax rate this financial year.  This is called the concessional contributions cap.

NOTE: The concessional contributions cap applies across all your super accounts so if you have other super funds, you need to check your balance with them too.

For more information on contribution types, see Extra Contributions for Boosting Your Super With REI Super.

 

Step 2 – Boost your balance

Maximise your $30,000 concessional cap by making an after-tax contribution to your super account and then claim it as a tax deduction. This could help you save on tax.

You can make extra contributions to your REI Super account using BPAY. You can view your unique BPAY details by logging in to your account. Click here to login.  

IMPORTANT: To claim a tax deduction, submit a completed Notice of Intent to Claim or Vary a Deduction form by Friday 19 June 2026. Extra contributions must be made before Friday 26 June 2026


Step 3 – Think about claiming a tax deduction

If you intend to claim a tax deduction for your personal super contributions for the 25/26 financial year, you’ll need to submit a completed Notice of Intent to Claim or Vary a Deduction form by Friday 19 June 2026.

Step 4 – Wait for us before submitting your tax return

Before you submit your 2025/26 tax return, please wait for us to confirm the amount you are eligible to claim.


Need help?

If you have any questions about making contributions or accessing your BPAY details, our team is here to help. Call us on 1300 13 44 33. 

 

Contribution caps and limits apply. To avoid exceeding these limits, log in to your account to check your current contribution balance. For full details on contribution caps, visit the ATO website. 

All information on this website is factual information or general advice only. It does consider your individual financial objectives, situation or needs. We recommend you speak to a financial adviser before making investment decisions. Consider the relevant PDS and TMD to decide whether REI Super is right for you.  

This information has been prepared and published by REI Superannuation Fund Pty Ltd ABN 68 056 044 770 as trustee for REI Super ABN 76 641 658 449, AFSL 240569. Information is current as at the date of publication and subject to change

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Managing your super